Altitude Platinum
Awarded 1st place in the Bank Best Reward Credit Cards category 2009 by Money magazine.1

Canstar Cannex Canstar Cannex

Canstar Cannex Credit Card Rewards 5 Star Rating in December 2008
Altitude Platinum - Superior value rating in the Everyday Spender and Big Spender categories

Canstar Cannex Credit Card Rewards 5 Star Rating in September 2008
Altitude Platinum American Express® Card - Superior value rating in the General Rewards and Frequent Flyer Rewards categories

Money magazine Money magazine

Money magazine's 2009 Best Bank Reward Credit Cards category1
1st Place - Altitude Platinum American Express Card

Money magazine's 2009 Best Bank Frequent Flyer Program category2
1st Place - Altitude Platinum


Westpac's Altitude Platinum Rewards is a credit card program that combines value and prestige. Get two credit cards linked to one account - the Altitude Platinum American Express Card and the Altitude Platinum Visa® Card or the Altitude Platinum MasterCard®.

When you use your Altitude Platinum American Express Card for purchases, you earn 3 points per $1 spent to maximise your points earning potential.3

Use your Altitude Platinum Visa Card or Altitude Platinum MasterCard for purchases and you'll earn 1 point per $1 spent and enjoy acceptance at over 30 million locations worldwide.3

Apply now! You'll receive 15,000 bonus Altitude points after you first use either card for a purchase.4

You'll also enjoy a range of Platinum benefits from Altitude. These include exclusive offers from American Express, Visa and MasterCard, plus complimentary Overseas Travel Insurance Cover for up to 6 months, up to 2 years Extended Warranty Insurance Cover and 4 months Purchase Security Insurance Cover.5 All for the annual fee of $295.6

Rates, fees and features:
  • 1.99% p.a. on balance transfers for up to 9 months on balances requested to be transferred from any non-Westpac credit cards, store cards or charge cards when you apply by 31 October 20107
  • Competitive variable interest rates on purchases and on cash advances
  • Up to 45 days interest free on credit purchases applies, as long as the closing balance (including any balance transfer amounts or any other promotional amount) is paid in full by the statement due date each month8
  • Two cards but only one account to manage
  • Maximise your points earning by using your Altitude Platinum American Express Card
  • Altitude Platinum Visa Card and Altitude Platinum MasterCard accepted at over
    30 million locations worldwide

To apply you will need a minimum income of $65,000 p.a. The minimum credit limit for Altitude Platinum is $8,000.

Money magazine's 2008 Best Bank Frequent Flyer Program
Altitude Platinum American Express Card - Bronze Award

Money magazine's 2007 Best Bank Reward Program
Altitude Platinum American Express Card - Gold Award

Money magazine's 2007 Best Bank Frequent Flyer Card
Altitude Platinum American Express Card - Bronze Award

  Discover the potential of Altitude Platinum
Apply now
Contact Us

Contact us:

  Phone 1300 859 100

  Email Westpac

Things You Should Know.

Information current as at 1 September 2010. Fees and charges are payable. Terms and conditions are available on request. Credit card applications are subject to Westpac's normal lending criteria. An additional card can be issued on the primary cardholder’s credit card account to any nominated person over the age of 16 years. All transactions using the additional card will be the responsibility of the primary cardholder. Information about a third party’s products or services is provided for convenience only and does not represent an endorsement by Westpac of the products and services. While such material is published with permission, Westpac Banking Corporation accepts no responsibility for its accuracy or completeness.

1. 1st Place - Altitude Platinum American Express Card. Criteria – based on average reward returns after fees – (applying $24k per annum).

2. Criteria – based on spend required for redemptions on flights, then annual fee and interest rate.

3. The earning and redemption of Altitude points (including available rewards and expiry of points) is subject to the Altitude Platinum Rewards Terms and Conditions. You do not receive points if your card account is in arrears for 2 consecutive statement cycles. You are not entitled to points in other circumstances - see the Altitude Platinum Rewards Terms and Conditions and the Altitude Platinum Conditions of Use.

4. If you obtain a credit card as part of a Westpac package or switch or upgrade from an existing Westpac card, you are not eligible for the bonus points described. Promotion not available in conjunction with any other promotion. The bonus Altitude points will be added to your account within 8 weeks of when you first use your card. Altitude points not earned on cash advances. You must have a minimum of 3,000 points balance before you can redeem for any rewards. The earning and redemption of Altitude points (including available rewards and expiry of points) is subject to the Altitude Platinum Rewards Terms and Conditions.

5. Insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) to Westpac Banking Corporation under separate master policies. Zurich is liable for separate risks insured under the terms of each of those policies. The benefits of the insurance covers are extended to Westpac Altitude Platinum cardholders as complimentary benefits. The cardholder is under no obligation to accept the benefits of the covers and cover is subject to the terms and conditions and exclusions of the policy. For the benefit of the insurance covers to extend to the cardholder, the cardholder must comply with the insurance terms and conditions. No Westpac group company has any liability in connection with the insurance policies. The Altitude Platinum Credit Card Insurance Policy may be obtained by calling 1300 367 228 or can be downloaded from this site.

6. Annual fee is subject to change.

7. This promotional rate is available to customers who are applying for Altitude Platinum cards and request at application, to transfer the balance(s) from non-Westpac credit card(s), charge card(s) or store card(s). This promotion on only available at point of application, where the card application is received by 31 October 2010. Subsequent balance transfers will be charged at the standard purchase interest rate currently 19.64% p.a. and will be treated as purchases with no interest free days applying to them. Payments made to your credit card account are first applied to any amounts transferred from other credit cards, charge cards or store cards under this promotion, before they are applied to any other purchase or cash advance amount. This means that the portion of your outstanding account balance that is subject to a lower interest rate will be paid off first. You will not gain the benefit of the interest free period on credit purchases until the full balance (including any balance transfer and any other promotional amount) is paid by the statement due date each month. After 9 months the balance transfer rate will switch back to your credit card standard variable rate for purchases then applicable to your product. Each balance transfer must be a minimum of $200.

8. There is no interest-free period on cash advances. Interest on cash advances is calculated from the date the transaction is debited to your card account.

American Express is a Registered Trademark of American Express. This card is issued and administered by Westpac Banking Corporation. Visa is a registered trademark of Visa International Services Association. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
©Westpac Banking Corporation ABN 33 007 457 141.