Fixed interest rate
Enjoy conditional approval in minutes.
Get your dream car sooner with a new Westpac Car Loan.
- Borrow between $10,000 and $100,000 for a loan term of 1 to 7 years.2
- Conditional loan approval could be received in minutes with just one phone call, or within 24 hours when you apply online or at the branch.
- Protect yourself against changing interest rates with fixed minimum payments, that won't change for the life of the loan.
- Choose the frequency of your repayments to suit when you get paid (weekly, fortnightly or monthly).
- Make extra repayments when you have additional funds to repay your loan faster (prepayment fee applies). 2
Details you need to know.
Fees and charges
Monthly service fee
(Applies if you choose a term greater than 2 years, and pay out the loan in less than 2 years. Fee is waived if you pay out your personal loan by refinancing to another Westpac personal loan.)
Rates as attractive as your dream car.
Fixed Interest Rate
The Westpac Car Loan.
Competitive car insurance with great features.
- For peace of mind, you can choose between two levels of cover: Comprehensive Insurance or Third Party Property Damage and Bodily Injury cover.
- Choose between the market value and the agreed value.
- Lifetime guarantee on repairs.
- New car replacement within 2 years of original registration.4
- Emergency claims assistance, 24/7.
- Pay by the month at no extra premium.
Use the sliders to estimate your repayments in line with our current interest rate.
Estimated value of car
Your weekly repayments.5
Choose your repayment frequency