Select the Variable Rate home loan you'd like to explore:
If you love flexibility in life, you'll feel right at home with our Rocket Repay home loan. It would allow you to benefit from interest rate drops, and if you link an offset account it could help you pay less interest. What's more, if your situation changes and you need access to your extra repayments, we have options that could help you do so.
With a 100% offset account, every dollar in your linked transaction account offsets the loan balance, reducing the interest you need to pay.
You could set up a redraw facility to access any extra home loan repayments you have made. Subject to Westpac's approval, and fees apply.
If you're ahead on your home loan, you could take a break by using your extra repayments to make your usual repayments. Conditions apply.
Apply for a loan that allows you to increase your home loan, if you're in need of extra funds. Subject to Westpac's approval, and fees apply.
Under this package, you'll have access to a discounted home loan interest rate and access to a range of product and service discounts, for an annual fee of $395. Read more.
Enter your information and our calculator will estimate your loan repayments over time.