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Westpac Choice

When you’re at the ATM but your wallet’s not, Westpac’s Everyday bank account lets you take cash out with your phone, and you can also lock your Debit MasterCard® until it’s found1. They’re just a couple of ways our Everyday bank account has your back.

Accessing your money has never been easier

A Westpac Choice account comes with the following features to help you bank with ease.

Cardless cash

Losing your wallet isn’t the end of the world anymore, because now you can withdraw cash with just your phone from any Westpac ATM2.

Card on Hold

Can’t find your card? Don’t panic, you can temporarily lock it in seconds with Card on Hold while you search1.

Fraud Money Back Guarantee

Shop securely. Trust us to look after your money with fraud monitoring and our Fraud Money Back Guarantee3.

Award winning mobile banking

Westpac Live was ranked #1 mobile banking app globally in the Forrester Research 2016 Global Mobile Banking Functionality Benchmark.

No monthly service fee

If you’re under 21, study full-time or you deposit at least $2,000 each month (other fees may apply)4.

No ATM withdrawal fee

Pay no ATM withdrawal fee at over 3,000 Westpac Group ATMs in Australia and over 50,000 ATMs globally via the Global ATM alliance5. Other fees may apply.

Android Pay

Forget fumbling around for your debit cards. With Android Pay™ you can make purchases by simply tapping your mobile at a contactless terminal6.

Get a one-year Student or Youth card on us (saving you $30).

Open a new Westpac Choice account to get a one-year International Student Identity Card (ISIC) if you’re a full time student or a International Youth Travel Card (IYTC) if you’re not a full time student, but under 31 years of age.

The cards give you access to a world of discounts on flights, hostels, restaurants, museums and more in over 133 countries. Conditions apply^.