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New cards only, conditions apply. Special promotions are available on new cards only and must apply between 23 June 2014 and 24 July 2014.

Visit your nearest branch

0% p.a. on purchases for 12 months

New cards only, conditions apply.
Special promotions are available on new cards only and must apply between 23 June 2014 and
24 July 2014.

Apply now

Or call 1300 104 930

60 second
online response

Visit your nearest branch

Your Earth Black journey begins here.

When you have a Westpac Earth Black Credit Card by your side, you can rest assured that every journey will be a rewarding one. With Westpac’s highest Qantas Points earn rate and 0%p.a. on purchases for 12 months, you’ll be amazed where it can take you.

Earth Black features:

  • 0% p.a. on purchases for 12 months from card approval with new Earth Black cards. After 12 months the rate will switch to the variable purchase rate, currently 19.99% p.a.
  • Earth Black Card Concierge where no request is regarded as too routine or out of the ordinary, from restaurant reservations to help with planning a party
  • Earth Black Priority Card Service line available 24/7, for any card-related queries
  • Two complimentary Qantas Club Lounge invitations per year, ideal to share with a friend or family member. (To use your pass, you need to enrol at earthblack.com.au and opt in. After your first Earth Black Card spend on selected Qantas products and services in Australia, Westpac will send your Qantas Lounge passes)
  • Complimentary insurance cover, as described in your policy, including:
    • Overseas Travel Insurance
    • Extended Warranty Insurance
    • Transit Accident Insurance
  • Optional Credit Card Repayment Protection, in case you lose your job or can’t work due to illness or injury
  • The convenience of two cards with one monthly statement and one credit limit.

Your Earth Black
journey begins here.

When you have a Westpac Earth Black Credit Card by your side, you can rest assured that every journey will be a rewarding one. With Westpac’s highest Qantas Points earn rate and 0%p.a. on purchases for 12 months, you’ll be amazed where it can take you.

Earth Black Features:

0% p.a. on purchases for 12 months.

Starts from card approval with new Earth Black cards. After 12 months the rate will switch to the variable purchase rate – currently 19.99%.

Earth Black Card Concierge.

Where no request is regarded as too routine or out of the ordinary, from restaurant reservations to help with planning a party.

Earth Black Card
Priority Service.

Call 24/7 with any card-related queries.

Club Lounge invitations.

Two complimentary Qantas Club Lounge invitations per year, ideal to share with a friend or family member. Register for them after your first Earth Black Card spend on selected Qantas products and services in Australia.

Complimentary insurance cover.

As set out in your policy, including Overseas Travel Insurance, Extended Warranty Insurance and Transit Accident Insurance.

Optional repayment cover.

Credit Card Repayment Protection, in case you lose your job or can’t work due to illness or injury.

The convenience of two cards.

One monthly statement, one credit limit.


Apply now

Or call 1300 104 930

60 second
online response


Our highest uncapped Qantas Points earn rate.

Earth Black Earn Rates
Qantas Points per $1 spent on eligible purchases
Earth Black World MasterCard® Westpac Earth Black American Express®Card
0.625 Qantas Points at
Australian merchants
1.5 Qantas Points at Australian and Overseas Merchants.
1.5 Qantas Points at
overseas merchants
Earth Black Bonus Qantas Points
Qantas Points per $1 spent on eligible purchases
Selected Qantas Products/Services in Australia Premium Bonus Partners
1 bonus Qantas Point using
Earth Black World MasterCard
3 bonus Qantas Points using Earth Black American Express Card when you stay, dine or shop with exclusive Earth Black Premium Bonus Partners
Visit earthblack.com.au for full details.

Our highest uncapped Qantas Points earn rate.

Earth Black Earn Rates
Qantas Points per $1 spent on eligible purchases
Earth Black World MasterCard® Westpac Earth Black American Express® Card
0.625 Qantas Points at
Australian merchants
1.5 Qantas Points
1.5 Qantas Points at
overseas merchants
Earth Black Additional Qantas Points
Qantas Points per $1 spent on eligible purchases
Selected Qantas Products/Services in Australia Premium Bonus Program
1 bonus Qantas Point on Earth Black World MasterCard 3 bonus Qantas Points on Earth Black American Express Card
1 bonus Qantas Point on Westpac Earth Black American Express Card

Interest rates.

  • On purchases – 0%p.a. for 12 months from card approval. Then an ongoing rate of 19.99%p.a.
  • On cash advances - 21.49% p.a. variable

Interest-free days and more.

  • Up to 45 days interest free on purchases when your full closing balance (including any balance transfer amount) is paid by the statement due date
  • Annual fee is currently $395
  • Minimum credit limit is $15,000
  • Recommended income to apply is $75,000p.a.

Special promotions are available on new cards only and must apply between 23 June 2014 and 24 July 2014.

New cards only, conditions apply.

Apply now

Or call 1300 104 930

60 second
online response

Frequent Flyer | Earth Black