80,000 bonus Qantas or Altitude Points. minimum spend criteria applies.

The Altitude Black credit card. Land where you've been dreaming of.

Make 2017 your year, with 80,000 bonus points, your choice of rewards program, and a range of complimentary insurance covers.

Offer ends 28 June 2017. New cards only.

80,000 bonus Qantas or Altitude Points

when you spend $5,000 on eligible purchases within 90 days of card approval1.

$200 off the 1st year annual card fee

making it $1952.

  • A variable purchase rate of 20.24%p.a.

  • A variable cash advance rate of 20.74%p.a.

  • Ongoing annual card fee rate currently $395.

Your choice of rewards program.

Opt in for either Altitude Points3 or Qantas Points4, and earn points for every $1 spent on eligible purchases.

Altitude Black World Mastercard®

Altitude Rewards - Altitude Points3 - per $1 spent on eligible purchases

1.25 Points (Australian Merchants)

3 Points (Overseas Merchants)

1.25 Points (Overseas Merchants from 1 July 2017)

Altitude Qantas - Qantas Points4 - per $1 spent on eligible purchases

0.625 Points (Australian Merchants)

1.5 Points (Overseas Merchants)

0.625 Points (Overseas Merchants from 1 July 2017)

Westpac Altitude Black American Express®

(Australian and overseas merchants)

Altitude Rewards - Altitude Points3 - per $1 spent on eligible purchases

3 Points

2.5 Points (From 1 July 2017)

Altitude Qantas - Qantas Points4 - per $1 spent on eligible purchases

1.5 Points

1.25 Points (From 1 July 2017)

The best parts of Altitude Black.

Altitude Rewards Program.

Choose Altitude Rewards if you’d like to redeem your points on travel, gift cards, premium brands. You can also convert your points to frequent flyer programs5 for a range of airlines.

Altitude Qantas Rewards Program.

Or choose Altitude Qantas to enjoy more travel with the Altitude Qantas Rewards program3, valid on Qantas flight upgrades where available.

Altitude Rewards gets you Priority Pass Membership to Airport lounges.

If you choose Altitude Rewards you can register your Altitude Black American Express card to receive two complimentary passes per year to use at over 700 VIP airport lounges worldwide6.

With Qantas Rewards get two Complimentary Qantas lounge passes.

Two complimentary Qantas Lounge invitations per year after your first Altitude Black Card spend on selected Qantas products and services7.
To take advantage you must first register and opt in.

American Express Sydney international Airport lounge.

Use your American Express Black card twice a year to enter the American Express lounge at Sydney International Airport for complimentary dining and beverages8.
This is available on both rewards programs.

Even more reasons to go with Altitude Black.

Frequent Flyer5.

With the Altitude Rewards program you can redeem your points for frequent flyer points from 5 different programs including:

  • Velocity Frequent Flyer.
  • Singapore Airlines Krisflyer Miles.
  • Malaysia Airlines Enrich Award Points.
  • Asia Miles.
  • Air New Zealand Airpoints Dollars®.

Use points your way.

Use your points to pay off almost any purchase you've made in the last 90 days9.

Find out more

Altitude Black concierge service and app.

Via the priority service line or through the concierge iPhone application, our dedicated team are at hand 24/7 to handle your requests – from restaurant and taxi bookings to planning a party10.

American Express Connect.

Open the door to unforgettable experiences and exclusive offers including:

  • Pre-sale tickets and reserved seating offers.
  • Exclusive card member lounges.
  • Special dining offers worldwide.
  • Special offers from select retailers.

Complimentary insurance cover.

This includes Overseas Travel Insurance, Extended Warranty Insurance and Transit Accident Insurance, as set out in your policy11.

Find out more

Try Uber, on us

As an existing customer you can enjoy up to $25 on your first Uber ride.

Find out more

For new Uber riders only. Expires 16 May 2017. Use in Australia only. Excludes uberTAXI. T&Cs apply.

How Altitude Black compares.

Cards with choice of rewards Special offer Purchase Rate Balance Transfer Annual Fee

Frequently asked questions.

As a current Westpac cardholder, you automatically become eligible for complimentary Overseas Travel Insurance cover – as long as you meet the following criteria:

  1. You're a permanent Australian resident or you hold a current and valid 457 Visa and live in Australia
  2. You spend at least $A500 on your travel costs before you leave Australia using one of your Altitude Black or Platinum cards. This could include return travel tickets, airport or departure taxes, overseas accommodation etc.
  3. You have a return overseas travel ticket before leaving Australia
  4. You're not over 80 years of age when you first become eligible for this cover, by meeting the above conditions.

For full details on complimentary insurance, please see the Complimentary Insurance Policy PDF.

Westpac Credit Cards Complimentary Insurance Policy (PDF 297kb)

Your Altitude Black card comes with a personal concierge service, which you can access through our app or the priority service line. The team are available to help you 24/7 with jobs like booking a table at your favourite restaurant, organising flight tickets, finding a gift or locking in accommodation for your next getaway.

When you make your monthly repayments, we allocate it to the balance incurring the highest interest rate; firstly, cash advances, then purchases and finally to your balance transfer amount. For full details on how we allocate your credit card payments, please see the Credit Card Terms and Conditions.

Consumer Credit Card Conditions of Use (PDF 230kb)