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Life Styled 0% p.a. on purchases for 12 months
0% p.a. on purchases for 12 months Apply now

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New cards only, conditions apply.

Visit your nearest branch

0%p.a. on purchases for 12 months from card approval

New cards only. Conditions apply.

Apply now

Or call 1300 104 930

60 second
online response

Visit your nearest branch

Altitude Black – the credit you deserve.

Westpac’s most rewarding card offers you Our highest earn rate, with no points capping.a choice of two great rewards programs – Altitude Rewards and Altitude Qantas – plus our highest uncapped earn rate card and 0%p.a. on purchases for 12 months from card approval.

Altitude Black features:

  • 0%p.a. on purchases for 12 months from card approval on new Altitude Black credit cards. After 12 months the rate will switch to the variable purchase rate then applicable to your card account, currently 20.24%p.a.
  • No points capping, and Westpac’s highest earn rate. The number of points you earn on your Altitude Black card account is uncapped, with every $1 spent on eligible purchases earning the following points:
  • Altitude Rewards - Altitude Points

     

    Altitude Qantas - Qantas Points
    1.25 points

    Altitude Black World MasterCard®
    (Australian merchants)

    0.625 points
    3 points

    Westpac Altitude Black American Express® card
    (Australian and overseas merchants)

    1.5 points
    3 points

    Altitude Black World MasterCard®
    (overseas merchants)

    1.5 points

  • With Altitude Rewards, you can redeem your points for rewards from travel, concerts and experiences to fashion and designer furnishings. You'll also receive two complimentary lounge visits per year with your Priority Pass membership. Use them at your choice of 700+ VIP airport lounges in more than 275 cities across 100 countries when you enrol at altitudeblack.com.au
  • With Altitude Qantas, you’ll receive two complimentary Qantas Club Lounge invitations per year, ideal to share with friends or family. To use your pass, you need to enrol at altitudeblack.com.au and opt in. After your first Altitude Black card spend on selected Qantas products and services in Australia, Westpac will send your Qantas Lounge passes.
  • Altitude Black Travel service, which can help you plan and book every aspect of your journey.
  • With your Altitude Black World MasterCard®, you'll be fast tracked to elite Gold Preferred Guest Membership status with Starwood Hotels and Resorts when you enrol, stay and pay for one night in the Asia Pacific region using your Altitude Black World MasterCard®.
  • A dedicated Altitude Black Concierge service and access to the exclusive Altitude Black Card Concierge iPhone app.
  • The Altitude Black Card Priority Service line, available 24/7 for any Westpac card-related queries.
  • A range of complimentary insurance cover, as set out in the policy, including:
    • Overseas Travel Insurance
    • Extended Warranty Insurance
    • Transit Accident Insurance.
  • Optional Credit Card Repayment Protection, in case you lose your job or can’t work due to illness or injury.
  • The convenience of two credit cards with one monthly statement and one credit limit.

Altitude Black – the credit you deserve.

Westpac’s most rewarding card offers you a choice of two great rewards programs – Altitude Rewards and Altitude Qantas – plus our highest uncapped earn rate card and 0%p.a. on purchases for 12 months from card approval.

0%p.a. on purchases for 12 months.

Starts from credit card approval with new Altitude Black cards. After 12 months the rate will switch to the variable purchase rate then applicable to your card account, currently 20.24%p.a.

No points capping

The number of points you earn on your Altitude Black card account is uncapped, with every $1 spent on eligible purchases earning the following points:

Altitude Rewards - Altitude Points Altitude Qantas -
1.25 points

Altitude Black World MasterCard®
(Australian Merchants)

0.625 points
3 points

Westpac Altitude Black American Express Card®
(Australian Merchants and Overseas Merchants)

1.5 points
3 points

Altitude Black World MasterCard®
(Overseas Merchants)

1.5 points

With Altitude Rewards, you can redeem your points for rewards from travel, concerts and experiences to fashion and designer furnishings. You'll also receive two complimentary lounge visits per year with your Priority Pass membership. Use them at your choice of 700+ VIP airport lounges in more than 275 cities across 100 countries when you enrol at altitudeblack.com.au

With Altitude Qantas, you’ll receive two complimentary Qantas Club Lounge invitations per year, ideal to share with friends or family. To use your pass, you need to enrol at altitudeblack.com.au and opt in. After your first Altitude Black card spend on selected Qantas products and services in Australia, Westpac will send your Qantas Lounge passes.

VIP airport passes.

With your Westpac Altitude Black American Express® card, you'll receive two complimentary lounge visits per year with your Priority Pass membership. Use them at your choice of 700+ VIP airport lounges in more than 275 cities across 100 countries when you enrol via altitudeblack.com.au

Altitude Black Concierge.

Call your own personal assistant 24/7 worldwide, or use the exclusive iPhone app.

Priority Service line.

Available 24/7, for any Westpac card-related questions.

Complimentary insurance cover.

As set out in your policy, including Overseas Travel Insurance, Extended Warranty Insurance and Transit Accident Insurance.

Optional repayment cover.

lose your job or can’t work due to illness or injury.

The convenience of two cards.

One monthly statement. One credit limit.

Interest rates.

  • On purchases – 0%p.a. for 12 months from card approval
  • On cash advances – 21.49%p.a. (variable).

Interest free days and more.

  • Up to 45 days interest free on purchases when your full closing balance (including any balance transfer amount) is paid by the statement due date
  • Annual fee currently $395
  • Minimum credit limit $15,000
  • Minimum income to apply $75,000p.a.

Special promotions are available on new credit cards only and must apply between 17 November 2014 and 5 January 2015.

Apply now

Or call 1300 104 930

60 second
online response