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New cards only. Conditions apply.

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New cards only. Conditions apply.

Apply now

Or call 1300 104 930

60 second
online response

Visit your nearest branch

Altitude Black – the credit you deserve.

Westpac’s most rewarding credit card offers you our highest earn rate, with no points capping, a choice of two great reward programs - Altitude Rewards or Altitude Qantas - plus 60,000 bonus Altitude Points or Qantas Points after your first eligible purchase made by 31 May 20151, as well as 0%p.a. on purchases for 6 months from card approval2.

Altitude Black features:

  • Special promotion: Receive 60,000 bonus Altitude or Qantas Points with a new Altitude Black credit card after your first eligible purchase made by 31 May 20151
  • Special promotion: 0% p.a. interest on purchases for 6 months from card approval on new Altitude Black credit cards. After 6 months the interest rate will switch to the variable purchase rate then applicable to your card account, currently 20.24%p.a.2
  • No points capping, and Westpac’s highest earn rate. The number of points you earn on your Altitude Black card account is uncapped, with $1 spent on eligible purchases earning the following points:
  • Per $1 spent on eligible purchases Altitude Rewards - Altitude Points3 Altitude Qantas - Qantas Points4

    Altitude Black World MasterCard®
    (Australian merchants)

    1.25 points 0.625 points

    Altitude Black World MasterCard®
    (overseas merchants)

    3 points 1.5 points

    Westpac Altitude Black American Express® Card
    (Australian and overseas merchants)

    3 points 1.5 points

  • With Altitude Rewards each year you’ll receive two complimentary lounge passes with your complimentary Priority Pass membership after you first register with your Altitude Black American Express® Card, to use at your choice of over 700 VIP airport lounges in over 400 cities in 120 countries, regardless of the class of travel or airline you’re flying. To use your pass you need to first enrol at altitudeblack.com.au5
  • With Altitude Qantas, you’ll receive two complimentary Qantas Club Lounge invitations per year, ideal to share with friends or family. To receive your pass, you need to first register at altitudeblack.com.au and then use your Altitude Black card to purchase Qantas products and services in Australia6
  • Altitude Black Travel service, which can help you plan and book every aspect of your journey7
  • With your Altitude Black World MasterCard®, you'll be fast tracked to elite Gold Preferred Guest Membership status with Starwood Hotels and Resorts when you enrol as a Starwood Preferred Guest Gold member and register for this promotion and stay and pay for the eligible stay and all services in the Asia Pacific region using your Altitude Black World MasterCard®8
  • A dedicated Altitude Black Concierge service and access to the exclusive Altitude Black Card Concierge iPhone application9
  • The Altitude Black Card Priority Service line, available 24/7 for any Westpac card-related queries
  • A range of complimentary insurance cover, as set out in the policy, including:10
    • Overseas Travel Insurance
    • Extended Warranty Insurance
    • Transit Accident Insurance
  • Optional Credit Card Repayment Protection, in case you lose your job or can’t work due to illness or injury11
  • The convenience of two credit cards with one monthly statement and one credit limit

Altitude Black – the credit you deserve.

Westpac’s most rewarding credit card offers you our highest earn rate, with no points capping, a choice of two great reward programs - Altitude Rewards or Altitude Qantas - plus 60,000 bonus Altitude Points or Qantas Points after your first eligible purchase made by 31 May 20151, as well as 0%p.a. on purchases for 6 months from card approval2.

60,000 bonus Altitude Points.

Special promotion: Receive 60,000 bonus Altitude or Qantas Points with a new Altitude Black credit card after your first eligible purchase made by 31 May 20151

Special promotion: 0%p.a. interest on purchases for 6 months.

Starts from credit card approval with new Altitude Black card. After 6 months the interest rate will switch to the variable purchase rate then applicable to your card account, currently 20.24%p.a.2

No points capping, and Westpac’s highest earn rate.

The number of points you earn on your Altitude Black card account is uncapped, with $1 spent on eligible purchases earning the following points:

Per $1 spent on eligible purchases Altitude Rewards - Altitude Points3 Altitude Qantas - Qantas Points4

Altitude Black World MasterCard®
(Australian Merchants)

1.25 points 0.625 points

Altitude Black World MasterCard®
(Overseas Merchants)

3 points 1.5 points

Westpac Altitude Black American Express® Card
(Australian Merchants and Overseas Merchants)

3 points 1.5 points

With Altitude Rewards each year you’ll receive two complimentary lounge passes with your complimentary Priority Pass membership after you first register with your Altitude Black American Express® Card, to use at your choice of over 700 VIP airport lounges in over 400 cities in 120 countries, regardless of the class of travel or airline you’re flying. To use your pass you need to first enrol at altitudeblack.com.au5

With Altitude Qantas, you’ll receive two complimentary Qantas Club Lounge invitations per year, ideal to share with friends or family. To receive your pass, you need to first register at altitudeblack.com.au and then use your Altitude Black card to purchase Qantas products and services in Australia6

Altitude Black Travel service
This dedicated service can help you plan and book every aspect of your journey7

Gold Preferred Guest Membership status with Starwood Hotels and Resorts
With your Altitude Black World MasterCard®, you'll be fast tracked to elite status when you enrol as a Starwood Preferred Guest Gold member and register for this promotion and stay and pay for the eligible stay and all services in the Asia Pacific region using your Altitude Black World MasterCard®8

Altitude Black Concierge.

Call your own personal assistant 24/7 worldwide, or use the exclusive iPhone application9

Priority Service line.

Available 24/7, for any Westpac card-related questions

Complimentary insurance cover.10

As set out in your policy, including Overseas Travel Insurance, Extended Warranty Insurance and Transit Accident Insurance

Optional repayment cover.

lose your job or can’t work due to illness or injury

The convenience of two cards.

One monthly statement. One credit limit

Interest rates.

  • On purchases – 0% p.a. for 6 months from card approval. After 6 months the rate switches to the variable purchase rate then applicable to your card account, currently 20.24%p.a.2
  • On cash advances – 21.49%p.a. (variable)
  • On balance transfers when requested at card application – 3.99%p.a. for 6 months. The variable cash advance rate will apply to balances(s) transferred but left unpaid at the end of the promotional period12

Interest free days on purchases and more.

  • Up to 45 days interest free on purchases when your full closing balance in full (including any balance transfer amount) is paid by the statement due date
  • Annual fee currently $395
  • Minimum credit limit $15,000
  • Minimum income to apply $75,000p.a.

Special promotions are available on new credit cards only and you must apply between 6 January 2015 and 19 April 2015.

Apply now

Or call 1300 104 930

60 second
online response