Things you should know:
New cards only. Fees and credit criteria apply. Read the Terms and Conditions available for download above before making a decision.
Special promotion: The promotional bonus Qantas Points offer is available when you apply for a new Westpac Earth Platinum Credit Card between 1 October 2013 and 14 January 2014. Bonus 20,000 Qantas Points will be credited to your Qantas Frequent Flyer account within 14 days after your first eligible purchase transaction using either of your Westpac Earth Platinum Credit Cards. Bonus Qantas Points offer is available for new Earth Platinum Credit Card customers who apply by 14 January 2014. If you do not inform us of your Qantas Frequent Flyer program membership number within four months of us approving your card, you will earn points for goods or services purchased on your card or the card account from the date you inform us of your Qantas Frequent Flyer program membership number. Packaged cards and Westpac Group employees are ineligible for this promotional offer. Bonus Qantas Points offer not available in conjunction with any other promotion. Special balance transfer offer: The promotional balance transfer rate is available when you apply for new Earth Platinum Credit Cards between 1 October 2013 and 14 January 2014 and request at card application to transfer balances from up to 3 non-Westpac Australian issued credit or store cards. The variable purchase interest rate applies to balance transfers made at any other time. Packaged cards and Westpac Group employees are ineligible. Promotional rate not available in conjunction with any other promotion. Promotional rate will apply to any balances transferred (min $200 up to 95% of your approved available credit limit) for 6 months from card activation, unless the amount is paid off earlier. The variable purchase rate will apply to balances transferred but left unpaid after 6 months. Westpac will not be responsible for any delays that may occur in processing payment to your other card account(s) and will not close the account(s). Interest free days don't apply to balance transfers. After 6 months the balance transfer rate converts to the standard variable purchase rate then applicable. Switches, upgrades, customers accessing employee benefits or packaged cards (unless the package conditions state otherwise) are ineligible for this offer. Complimentary Qantas Frequent Flyer membership: A membership joining fee of $82.50 usually applies. However, Westpac has arranged for this to be waived for a limited time for this particular offer. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the terms and conditions of the Qantas Frequent Flyer program (available at qantas.com.au/terms) and each membership application is subject to approval by Qantas. For more information on the Qantas Frequent Flyer program, visit qantas.com/frequentflyer. Earning and redeeming Qantas Points: The earning of Qantas Points on your Earth Card is subject to the Earth Conditions of Use. Qantas Points are earned on eligible purchases only and exclusions and limitations apply. In each monthly statement period a points cap of 3,750 Qantas Points applies. Bonus Qantas Points do not count towards the points cap. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Membership and the earning and redemption of Qantas Points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com.au/terms. Qantas Points were previously called Qantas Frequent Flyer points; however, these are both the same points under the Qantas Frequent Flyer program. Complimentary insurance covers: Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) issues these covers to Westpac Banking Corporation under separate Master Policies and is liable for the risks insured. Terms, conditions, exclusions and limits apply. No Westpac Group company has any liability in connection with the insurance policies. Policy wording may be obtained by calling 1300 859 100 or by downloading the Westpac Credit Cards Complimentary Insurance Policy (PDF 742kb).
MasterCard® and the MasterCard Brand Mark are registered trademarks and PayPass™ is a trademark of MasterCard International Incorporated. American Express® is a trademark of American Express. The Westpac Earth Platinum American Express Card is issued by Westpac Banking Corporation pursuant to a license from American Express.
© 2013 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.