Altitude
Business Gold
Credit Card

Altitude Business Gold Credit Card

By using an Altitude Business Gold Credit Card, you can be rewarded for your business expenses, while meeting the cash flow demands of your business.

Altitude Business Gold Credit Cards come with many benefits:

  • Designed to help you manage the day-to-day demands of your small business, and reward you for it.
  • The convenience of two cards with one monthly statement and one credit limit.
  • Special offer – Online applications only: $0 Annual fee for the first 12 months (Annual fee currently $150).
  • Special offer: Receive 20,000 bonus Altitude reward points after your first purchase.
  • Earn Altitude reward points on your business purchases:
    • Earn 2 Altitude reward points per $1 spent on purchases with your
      Altitude Business Gold American Express® Card. Earn 1 Altitude reward point per $1 spent on purchases with your Altitude Business Gold Visa Card or
      Altitude Business Gold MasterCard®.
    • In any statement cycle commencing before or on 16 June 2013, there's no maximum number of points you could earn, using either or both cards.
    • Effective for each statement cycle commencing on and from 17 June 2013, a points cap of 20,000 points applies when using either or both cards. Bonus points do not count towards the points cap.
  • Redeem Altitude reward points for personal or business rewards such as furniture, travel, flights, merchandise and gift vouchers.
  • Convert your Altitude reward points to redeem frequent flyer points in 6 different frequent flyer programs including Qantas Frequent Flyer.
  • Enjoy a wide range of complimentary insurance covers.
  • Manage your cashflow with up to 45 days interest free on purchases when you pay the full closing balance (including any balance transfer amount) by the statement due date.
  • Purchase rate 19.99% p.a. (variable). Cash advance rate 21.49% p.a. (variable).

Hurry! Both special offers end 1 July 2013.

Online applications only. $0 annual fees for the first 12 months.
Plus Receive 20,000 bonus Altitude reward points after your first purchase.
Apply now
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Related Documents
  Altitude Business Credit Cards Conditions of Use (PDF 209kb)
  Westpac Business Credit Cards complimentary insurance (PDF 270kb) (For Altitude Business Gold Cards only)
  Altitude Business Rewards Terms and Conditions (PDF 184kb)

Things you should know:
Fees, charges and credit criteria apply. Terms and conditions available at request. Product transfers, packaged cards and Westpac Group employees are ineligible.
Special promotion when you apply between 2 April 2013 and 1 July 2013: 20,000 bonus Altitude points after the first purchase. Receive 20,000 bonus Altitude reward points after you make your first purchase with either of your Altitude Business Gold credit cards. These will be added to your Altitude points balance within three business days after the first purchase transaction being debited to your account. This offer applies only to new Altitude Business Gold cards. Product transfers, packaged cards and Westpac Group employees are ineligible.
Special promotion when you apply online between 2 April 2013 and 1 July 2013: Apply online at westpac.com.au or through Online Banking between 2 April and 1 July 2013 to receive an Annual Fee Waiver for the first year. The annual fee waiver is applicable for the first 12 months on your Altitude Business Credit Card Account. The annual fee will be charged on the anniversary of your first Altitude Business Credit Card statement. Product transfers, packaged cards and Westpac Group employees are ineligible.
Complimentary insurance covers: Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507 (Zurich) issues these covers to Westpac Banking Corporation under separate Master Policies and is liable for the risks insured. Terms, conditions, exclusions and limits apply. No Westpac Group company has any liability in connection with the insurance policies. Policy wording may be obtained by calling 1300 859 100 or by downloading the Westpac Business Credit Cards complimentary insurance at westpac.com.au.
Earning and redeeming Altitude rewards points: You can earn and redeem Altitude rewards points as set out in the Altitude Business Rewards Terms and Conditions. No points expiry while you remain an Altitude card holder. Effective for each statement cycle commencing on and from 17 June 2013, a points cap of 20,000 points applies. Bonus points do not count towards the points cap. You must be a member of the relevant frequent flyer program to redeem Altitude points for frequent flyer points. The Altitude Rewards Terms and Conditions and the terms and conditions of the relevant frequent flyer program apply. A joining fee may apply. Availability of award flights may be limited.
MasterCard® and the MasterCard brand mark are registered trademarks and PayPass™ is a trademark of MasterCard International Incorporated.
American Express® is a registered trademark of American Express. This card is issued and administered by Westpac Banking Corporation.
© 2013 Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.