Earth Black is Westpac's most rewarding card with our highest level of rewards, premium travel and lifestyle services.

bonus points

*Please note that customers who switch or upgrade from an existing Westpac credit card or who take the Westpac Earth Black card as part of any package are not eligible for this purchase rate offer.

Westpac's highest earn rate, with no points capping

EARTH BLACK EARN RATES Qantas Points per $1 spent on eligible purchases
Earth Black World Mastercard® Earth Black American Express® Card
0.625 points1 at any Australian merchants 1.5 points1
1.5 points1 at any Overseas merchants
EARTH BLACK ADDITIONAL POINTS Qantas Points per $1 spent on eligible purchases
Selected Qantas Products and Services in Australia3 Premium Bonus Program
1 bonus point1 on Earth Black
World Mastercard
3 bonus points1 on Earth Black American Express Card
1 bonus point1 on Earth Black
American Express Card

Card Features

  • Two complimentary Qantas Club Lounge invitations per year4 after your first Earth Black Card spend on selected Qantas products and services in Australia3. To take advantage of this offer you must firstly visit the Qantas Club Lounge page on to register and opt in for this offer.
  • Dedicated Earth Black Concierge service and access to the exclusive Black Card Concierge iPhone App.
  • Earth Black Card Priority Service line available 24/7, for any card-related queries or servicing.
  • Earth Black Travel service who can help you plan and book every aspect of your journey.
  • With your Earth Black World Mastercard®, you'll be fast tracked to elite Gold Preferred Membership status with Starwood Hotels and Resorts when you enrol and stay for one qualifying night.
  • A range of complimentary insurance covers as set out in the policy, including:
    • Overseas Travel Insurance
    • Extended Warranty Insurance
    • Transit Accident Insurance
  • The convenience of two cards with one monthly statement and one credit limit.

Variable interest rates

  • On purchases - 20.24% p.a.
  • On cash advances - 21.24% p.a.

Interest free days and more

  • Up to 45 days interest free on purchases when full closing balance (including any balance transfer amount) is paid by the statement due date
  • Annual fee currently $395
  • Minimum credit limit $15,000
  • Minimum income to apply $75,000

HURRY! APPLY BEFORE 16 November 2014.

Call 1300 104 930 or

APPLY NOW Apply online now