• Get 80,000 bonus Qantas or Altitude Points on your new Altitude Black credit card when you spend $5,000 on eligible purchases within 90 days of card approval.13
  • $200 off the annual card fee in the first year making it $195. Currently $395 ongoing after the first year.14

* Please note that customers who switch or upgrade from an existing Westpac credit card or who take the Westpac Altitude Black credit card as part of any package are not eligible for the bonus points, balance transfer or purchase rate offer.

Uncapped with our highest points earn rate

Altitude points per $1 spent on eligible purchases:

  • 1.25 points using Altitude Black World Mastercard®
  • 2.5 points using Altitude Black American Express® Card.

Qantas points per $1 spent on eligible purchases:

  • 0.625 points using Altitude Black World Mastercard®
  • 1.25 points using Altitude Black American Express® Card.

Card features

  • No points capping, and Westpac’s highest earn rate. Earn uncapped points on your Altitude Black card.
  • With Altitude Rewards, you can redeem your points for rewards from travel, concerts and experiences to fashion and designer furnishings. You'll also receive two complimentary lounge visits per year with your Priority Pass membership. Use them at your choice of 700+ VIP airport lounges in more than 275 cities across 100 countries. To use your pass you need to first enrol at
  • With Altitude Qantas, you’ll receive two complimentary Qantas Club Lounge invitations per year, ideal to share with friends or family. To receive your pass, you need to first register at and then use your Altitude Black card to purchase Qantas products and services in Australia.6
  • Altitude Black Travel service, which can help you plan and book every aspect of your journey.3
  • A dedicated Altitude Black Concierge service and access to the exclusive Altitude Black Card Concierge iPhone app.10
  • The Altitude Black Card Priority Service line, available 24/7 for any Westpac cardrelated queries.
  • A range of complimentary insurance cover, as set out in the policy, including:11
    • Overseas Travel Insurance
    • Extended Warranty Insurance
    • Transit Accident Insurance
  • Optional Credit Card Repayment Protection, in case you lose your job or can’t work due to illness or injury.12
  • The convenience of two credit cards with one monthly statement and one credit limit.