Glance

Altitude Black is Westpac's most rewarding card with our highest level of rewards, premium travel and lifestyle services.

0% p.a. for up to 6 months on purchases from card approval.[15] 0% p.a. for 12 months on balance transfers requested at card application.[16]
 
 

Please note that customers who switch or upgrade from an existing Westpac credit card or who take the Westpac Altitude Black card as part of any package are not eligible for the bonus points, balance transfer or purchase rate offer.

Card Features

  • Get 80,000 Bonus Qantas or Altitude Points on your new Altitude Black credit card when you spend $5,000 on eligible purchases within 90 days of card approval.13
  • $200 off the annual card fee in the first year making it $195. Currently $395 ongoing after the first year.14
  • No points capping, and Westpac’s highest earn rate. Earn uncapped points on your Altitude Black card.
  • With Altitude Rewards, you can redeem your points for rewards from travel, concerts and experiences to fashion and designer furnishings. You'll also receive two complimentary lounge visits per year with your Priority Pass membership. Use them at your choice of 700+ VIP airport lounges in more than 275 cities across 100 countries. To use your pass you need to first enrol at altitudeblack.com.au4
  • With Altitude Qantas, you’ll receive two complimentary Qantas Club Lounge invitations per year, ideal to share with friends or family. To receive your pass, you need to first register at altitudeblack.com.au and then use your Altitude Black card to purchase Qantas products and services in Australia.6
  • Altitude Black Travel service, which can help you plan and book every aspect of your journey.3
  • A dedicated Altitude Black Concierge service and access to the exclusive Altitude Black Card Concierge iPhone app.10
  • The Altitude Black Card Priority Service line, available 24/7 for any Westpac card-related queries.
  • A range of complimentary insurance cover, as set out in the policy, including:11
    • Overseas Travel Insurance
    • Extended Warranty Insurance
    • Transit Accident Insurance
  • Optional Credit Card Repayment Protection, in case you lose your job or can’t work due to illness or injury.12
  • The convenience of two credit cards with one monthly statement and one credit limit.

Westpac's highest earn rate, with no points capping

The number of points you can earn on your Altitude Black account is uncapped.
Points earned per $1 spent on eligible purchases is as follows:

ALTITUDE REWARDS1 EARN RATES
Altitude Black World Mastercard® Altitude Black American Express® Card
1.25 points 2.5 points
ALTITUDE QANTAS2 EARN RATES
Altitude Black World Mastercard® Altitude Black American Express® Card
0.625 points 1.25 points

Variable interest rates

  • Variable purchase rate currently 20.24% p.a.
  • Variable cash advance rate currently 20.24% p.a.

Interest-free days on purchases and more

  • Up to 45 days interest-free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month
  • $200 off the annual card fee in the first year making it $195. Currently $395 ongoing after the first year.14
  • Minimum credit limit $15,000
  • Recommended income to apply $75,000 p.a.

Special promotions are available on
new credit cards only. Hurry, apply
before 26 October 2017.

Call 1300 737 331 or

APPLY NOW Apply online now
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