Altitude Black is Westpac's most rewarding card with our highest level of rewards, premium travel and lifestyle services.
Complimentary lounge passes. If you choose Altitude Rewards you can register for two complimentary visits to Priority Pass Lounges, and if you choose Altitude Qantas, you can register to receive two complimentary lounge invitations to Qantas Club Lounges.
Altitude Black Travel service, which can help you plan and book every aspect of your journey.3
A dedicated Altitude Black Concierge service and access to the exclusive Altitude Black Card Concierge iPhone app.10
The Altitude Black Card Priority Service line, available 24/7 for any Westpac card-related queries.
A range of complimentary insurance covers, as set out in the policy, including:11
Overseas Travel Insurance
Purchase Security Insurance
Extended Warranty Insurance
Rental Vehicle Excess Insurance
Westpac's highest earn rate, with no points capping
The number of points you can earn on your Altitude Black account is uncapped.
Points earned per $1 spent on eligible purchases is as follows:
Altitude Black Card Earn Rates
Variable interest rates
Variable purchase rate currently 20.49% p.a.
Variable cash advance rate currently 21.49% p.a.
Interest-free days on purchases and more
Up to 45 days interest-free on purchases when you pay the closing balance (including any balance transfer amount) by the statement due date each month